Lending Solutions
Structured financing for property, business and personal requirements.
Vcredio facilitates access to a range of lending solutions. Each solution is structured around individual eligibility, income profile and specific requirements.
Home Loans
Financing solutions for purchasing, constructing or refinancing residential property.
Estimate your EMI
Use the Vcredio eligibility calculator to estimate potential EMI and loan eligibility.
Open Eligibility CalculatorSuitable For
- Property purchase
- Residential construction
- Home improvement
- Balance transfer / refinancing
- Eligible residential property requirements
Typical Considerations
- Applicant income
- Employment or business profile
- Existing liabilities
- Credit profile
- Property value
- Loan tenure
- Lender eligibility requirements
Loan Against Property
Secured financing allowing eligible borrowers to raise capital against qualifying residential or commercial property.
Potential Uses
- Business expansion
- Significant personal financial requirements
- Debt restructuring where suitable
- Education or other major expenditure
Typical Considerations
- Property ownership
- Property valuation
- Applicant income
- Existing liabilities
- Credit profile
- Lender requirements
Business Loans
Funding solutions designed for entrepreneurs, partnerships and companies requiring expansion finance or other business funding.
Solutions May Support
- Expansion
- Equipment
- Business investment
- Cash-flow requirements
- Growth initiatives
Suitable Potentially For
- Proprietorships
- Partnerships
- Private limited companies
- Eligible self-employed professionals
Personal Loans
Unsecured financing for eligible individuals requiring funds for personal expenditure, consolidation or other legitimate financial requirements.
Potential Requirements
- Major purchases
- Travel
- Weddings
- Medical expenditure
- Consolidation
- Other eligible personal expenditure
Eligibility Depends On
- Income
- Employment
- Credit profile
- Existing obligations
- Lender criteria